Financing / SBA 🏛 SBA

SBA 7(a) Loan Program

The SBA 7(a) loan is the SBA's primary lending program for small businesses. Loans up to $5 million can be used for working capital, equipment, real estate, and refinancing debt. SBA guarantees up to 85% of loans under $150,000 and 75% above. Apply through SBA-approved lenders.

Source Agency
SBA — Small Business Administration

Last Verified
March 1, 2026

Next Review
May 30, 2026

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